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The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

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Sleep better at night knowing your home contents, personal belongings are protected via the SC mobile app.

Home Insurance

A complete home insurance cover for your building, its contents, your personal valuables

Coverage

Build the ultimate Home Insurance package with your choice of building and contents cover plus a range of additional options.
COVER
LIMITS
Building(s) only
Fire and Allied Perils/Accidental Damage As per Policy Schedule
Loss of rent or cost of alternative accommodation 20% of Building Sum Insured
Owner’s liability to the public AED 5,000,000
Breakage of fixed glass and sanitary fixtures 10% of Building Sum Insured
Contents Only
Accidental Damage As per Policy Schedule
Tenant’s Liability As per Policy Schedule
Loss of rent or cost of alternative accommodation 20% of Contents Sum Insured
Fatal injury benefit AED 50,000
Occupiers Personal and Employers liability AED 5,000,000
Theft of keys 1% of Contents Limit
Spoilage of food in freezer 1% of Contents Limit
Home Assistance Yes
Personal Belongings (PB)
Personal belongings, valuables and portable equipment As per Policy Schedule
Personal money and credit cards 5% of PB Limit
Loss of passport, driving licence, work permit, residence permit, base pass and Iqama 5% of PB Limit
Domestic Helper(s)
Accidental Death AED 30,000
Accidental Medical Reimbursement AED 10,000
Repatriation (Accidental Death) AED 5,000
 Please refer to full list of exclusions in the Policy Terms and Conditions.
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IPHONE AND ANDROID APPS

Bank anytime, anywhere with our award-winning iPhone and Android mobile banking apps

Important Notes:

  • Standard Chartered Bank UAE (“Bank”) earns a referral fee from the Insurance provider – Gulf Insurance Group (GIG) from the sale of this product and taking this policy is not a pre-condition to any other banking product you sign up for with the Bank. Insurance Products are not deposits or obligations of, or guaranteed by, the Bank or any of its affiliates or subsidiaries.
  • Standard Chartered Bank UAE (“Bank”) earns a referral fee from the Insurance provider – Gulf Insurance Group (GIG) from the sale of this product and taking this policy is not a pre-condition to any other banking product you sign up for with the Bank. Insurance Products are not deposits or obligations of, or guaranteed by, the Bank or any of its affiliates or subsidiaries.

Disclaimer:

General insurance products are provided by Gulf Insurance Group (GIG). Standard Chartered Bank UAE is only a referrer of GIG’s general insurance products and earns a commission from the insurance provider from the sale of this product. Standard Chartered Bank shall not be responsible for insurance provider’s actions or decisions, nor shall Standard Chartered Bank be liable regarding payment of claims or services under the policy/insurance contract or in any manner whatsoever regarding your application or the contract of insurance.

The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail.